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With friend and teaching partner,
Dr. Courtney Shah, at my final commencement as a faculty member, June 22, 2014 |
For the first time in some 45
years, I am no longer working.
June 23 was the first day of my
unofficial—but permanent—retirement from a coveted position as a tenured
instructor of English at a community college in Washington.
Technically, I am on medical leave,
due to increasing disability from multiple sclerosis, until that runs out early
next year. But for all intents and purposes, I will not be returning to my job.
This coming Thursday, I will head into the local Social Security office to
apply for disability.
I had hoped to make it to 62, to
continue contributing to my retirement plan, to continue feathering my financial
nest to provide for a more comfortable, post-working life. My body had other
plans, however. At the tender age of 55, I am done.
As my colleagues returned to work
last Monday, catching up after the long summer break while rushing to print
syllabi and lesson plans for the first week of school, I was alone, missing both
them and the frenzy, and wondering what to do now.
I have always worked, from the time
I was about 10 and picking strawberries, a rite of passage for Baby Boomers who
grew up in Oregon's fertile Willamette Valley. I had my own yard work business when I was 13
while most of my peers were at summer camp or home watching TV. Throughout high
school, I had an after-school job as a box girl and then checker at the Safeway
down the hill from my childhood home.
I paid for much of my college education
from my summer wages at Salem fruit canneries processing the berries I once
used to pick. Post-college jobs included newspaper reporter, small business
co-owner, free-lance writer, and instructor of English at two community colleges.
Now instead of rushing off to class,
I am alone in a quiet house in an even quieter neighborhood on the shores of
South Puget Sound.
And I am left wondering can and
will I work again. I still have all the mental skills and knowledge gained over
four and a half decades, supplemented by the wisdom that comes to virtually all who make it to middle age. I am not ready to be put out to pasture.
The question is, how can I put
those skills to use with a body that increasingly feels like a prison.
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With dear friend Cindy Miller in the Astoria bike shop
I co-founded
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I know I am not alone; we are
legion, those of us with disabilities and
a lifetime’s worth of skills and knowledge. We
are not ready to be put out to pasture.
I know that many
would envy my early "retirement." But I want to work, I want to
contribute in a meaningful way, in spite of my disability--or maybe because of
it.
Then there is the
economic reality. I am grateful that I
likely will have the disability-benefits parachute—and I say "likely"
because qualifying for the benefits is never a foregone conclusion, even for
someone in my condition. But assuming I do get them, the benefits will amount
to less than half my former take-home pay. Needless to say, I also will likely not be
able to contribute to my retirement anymore, a financial double-whammy.
No, I am not ready to be put out to
pasture.
So I sit. And wonder. And hope.
Update: On Oct. 11, just a little over two weeks after my appointment with Social Security, I received notification that I had been approved for disability. My payments will begin in January, but I still won’t be eligible for Medicare until January 2017. Nonetheless, I am relieved, to say the least, and glad that I won't have to go through the appeals process, as many applicants do. I guess that’s a silver lining to having an obvious and well-recognized disability.
Update: On Oct. 11, just a little over two weeks after my appointment with Social Security, I received notification that I had been approved for disability. My payments will begin in January, but I still won’t be eligible for Medicare until January 2017. Nonetheless, I am relieved, to say the least, and glad that I won't have to go through the appeals process, as many applicants do. I guess that’s a silver lining to having an obvious and well-recognized disability.




